Invoice Finance
Cash flow support for Aboriginal and Torres Strait Islander owned businesses
Invoice finance from Indigenous Business Australia to smooth cash flow on new contracts.
Who can apply
Aboriginal and Torres Strait Islander owned businesses with credit sales or contracts that need working capital.
- Program
- Invoice Finance
- Provider
- Australian Government
- Level
- Australian Government
- Type
- Free service or training
- Amount
- Invoice finance.
- Closing date
- Closing date not stated
- Region
- Australia-wide
- Industries
- Indigenous business, Any industry
- Last checked
- 22 Oct 2026
Read the official page Apply (official portal)
We can apply for this for you
Tell us about your business and we'll check it against every criterion for Invoice Finance. If it's a fit, we write the application, build the budget, prepare the attachments and lodge it with your written authority where the funder allows. You approve it and sign the declarations. Nothing to pay unless you win.
Eligibility quick-check
- Business structure: the listed criteria don't require a company. You'll usually need an active ABN, and often GST registration.
- Trading history: at least 2 years
- Location: open Australia-wide, including Victoria.
- Industry: aimed at Indigenous-owned.
A quick guide from our reading of the official criteria, not a decision. The funder's guidelines are what count.
Check if I qualifyHow to apply for Invoice Finance
- Check every eligibility criterion in the official guidelines, not just the summary. One missed criterion usually means rejection.
- Confirm your ABN details (legal name, entity type, GST status) match the ABN Register exactly. Mismatches are a common reason applications fail.
- Gather evidence: quotes for the project, recent financials, and proof of any co-contribution or lease, depending on what the guidelines ask for.
- Prepare the lender's information: financial statements, cash-flow forecast, the purpose of the loan and how you'll repay it.
- Lodge it through the official portal while the round is open. Keep a copy of the submitted application and the receipt.
- If approved, read the loan terms carefully, including repayments after any interest-free or interest-only period.
Invoice Finance: common questions
Who can apply for Invoice Finance?
Aboriginal and Torres Strait Islander owned businesses with credit sales or contracts that need working capital.
How much is Invoice Finance worth?
Invoice finance.
When does Invoice Finance close?
Closing date not stated. Check the official page for the current round.
Can sole traders apply for Invoice Finance?
The listed criteria don't require a company, so sole traders may be eligible if they meet everything else (for example ABN, location, trading history and industry). Check the guidelines.
Can someone apply for Invoice Finance on my behalf?
Often, yes. Many funders let an authorised contact or adviser prepare and lodge an application for a business, but the business is the applicant and must sign the declarations. We prepare the whole application and lodge it with your written authority where the funder allows. Where it doesn't, you submit the finished application yourself.
How much does it cost to get help applying?
Freelance grant writers in Australia typically charge by the hour or a fixed fee per application, whether you win or not. With Vic Grants Weekly, there's nothing to pay unless you win: a success fee as a percentage of the grant, or a flat win-only fee (founding price from A$99) where the grant's rules don't allow percentage fees.
Related grants
- Business Loan Package · Australian Government · Closing date not stated
- Indigenous Advancement Strategy · Australian Government · Closing date not stated
- Performance Bonds · Australian Government · Closing date not stated
- Producer Offset Loan Solution · Australian Government · Closing date not stated
- Start-Up Finance Package · Australian Government · Closing date not stated